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Overview of
Fame and Finance in Horoscope

By Dr. Bangalore Sureshwara
(Respectfully dedicated to my father)

Dr. B. V. Raman brought the knowledge/treasure of Vedic astrology to the modern world through the monthly journal The Astrological Magazine (AM), books written on virtually every aspect of Vedic astrology and hundreds of lectures/talks delivered in India, Europe and North America. As Editor of AM from 1936 to 1998, he may have possibly established a world record of a single person editing a magazine/journal for the longest period of time (sixty-two years). The eternal and extraordinary contributions made by him cover the propagation of Vedic astrology to world-at- large, educating the public about the benefits of Vedic astrology in life and also ensuring that working astrologers are respectfully recognized as essential and necessary as teachers, medical doctors, engineers, scientists, etc., for the total welfare of the people and the society. Throughout out his long life, Dr. Raman exemplified in his behavior and actions that knowledge and humility must go together.


Astrological predictions or forecast are primarily based on the fundamental principle of Karma that was propounded over thousands of years ago by venerable and great sages and seers. The principle of Karma is defined, in simple terms, as action and reaction are equal and opposite. That is, what you sow is what you reap. The parents or guardians of an individual and the environment in which he or she is born and grows are the result of individuals Prarabdha (past) Karma. The term guardian also includes grandparent, uncle, aunt, etc., who, because of difficult, tragic or other circumstances end up playing a major role in the raising of a child. A person born in the poorest family and another person born in the richest family are both products of their individual Prarabdha Karma. Upon birth, each individual is exposed through their childhood and growing years into specific nurturing by the parents or guardians. Certain terms and their definitions are introduced to enable comfortable understanding of the discussion of the horoscope. The term “Karma-Index” is the “individual’s nature” used to identify the mental, physical and material elements, which the individual inherits from the Prarabdha Karma for possibly the rest of the life. The “Nurturing-Index” is the free will that is available for the individual. The Nurturing Index can be positive or beneficial, negative or harmful or mixed. Finally, “Destiny-Index” is the term used to define the total, cumulative or combined effects of birth environment, Karma-Index and Nurturing-Index. A learned and wise astrologer will carefully consider both the birth environment and Nurturing-Index before embarking on the interpretation (Karma-Index) of the horoscope of an individual. It is to be remembered that in the case of parents or guardians who subscribe to proper values in life, the Nurturing-Index will be positive and could have long-term impact on the child.

The opposite, unfortunately, is also true in some cases. That is the primary reason why some classical texts specifically indicate that one should only look at the parents’ horoscope when the child is younger than twelve years. One must always consider the combined effect or influence of birth environment and Nurturing-Index as the basic or starting point for the interpretation or evaluation of the birth-horoscope to be appropriate.

Astrological predictions are individualistic and are relative to certain situations and circumstances. Both, a middle class person and a wealthy person may have financial problems. The financial problems may be similar but are not identical. But both are looking for financial improvements quite relative to their individual situations. Therefore, an astrologer must make sure before evaluating a horoscope, that all the pertinent information about the person who has come for consultation is available. Thus, appropriate evaluation of a horoscope requires Vedic astrologers to consider the Destiny-Index approach. Many astrologers are using Destiny-Index approach but they may not normally use the term “Destiny-Index approach” in their discussion and/or communications. Destiny-Index approach is considered in the review of Dr. Raman’s horoscope discussed below. The discussion will specifically cover the aspects of fame and the financial prosperity.

Birth Environment

His father (Sri.Nanjunda Rao) and grandfather (Professor B. Suryanarain Rao) were highly spiritual and led virtuous lives. It is clear Dr. Raman came into this world with a well-endowed birth environment. His father was also an ardent and devout practitioner of the sacred Sri Gayathri Manthram and is said to have completed a crore (ten million) japams in his lifetime. Classical Astrological treatise (Sloka 50, Adhyaya XXVI of Phaladeepika) indicates that planets are always favorable to one who is harmless and leads a virtuous and values based life and observes religious or spiritual discipline. As, Dr. Raman came into this world, his father and grandfather provided him with appropriate spiritual environment. His mother passed away very early in his life, but his grandmother was primarily the de-facto mother. The Nurturing-Index covering various aspects of life was positive and significant during the next twelve plus years of his life. It is important to recognize that by the time Dr. Raman had reached adulthood, he had immensely benefited by the benevolent guidance of his father and grandfather.

Role of Jupiter and Saturn

The Rasi and Navamasa charts of Dr. Raman’s horoscope are shown in Figure 1 below. A feature of the Rasi chart is that there is the presence of one exalted planet (the Moon) and no planets are located in their own houses. The horoscope represents Karma-Index.

Fame and Finance in Horoscope Chart One
Fame and Finance in Horoscope Chart Two

Figure 1: Horoscope of Dr. Raman
[Editor’s note – while we use Lahiri’s ayanamsha for calculations in general for the Jyotish Star please note that we use Dr. Raman’s ayanamsha calculations in this article]

The classical texts have statements indicating that when a horoscope has three or more exalted planets, etc., the individual raises to the high level of a king or near king. But, Dr. Raman’s horoscope is a practical example of how one can raise to exceptionally high professional level and achieve financial prosperity, if the Dasas of two geometrically related planets and well placed planets occur at the appropriate ages of an individual. Some consider Jupiter as the most benevolent planet and Saturn as the least helpful planet in Vedic astrology. While there is some truth in the above statement, the reality is that often the various locations of the nine planets (including Rahu and Kethu) and their mutual geometrical relationships significantly contribute to the positive or other influences of each of the planets in the horoscope or chart.

Astrologically, the planets Jupiter and Saturn had significant influence in Dr. Raman’s life. Jupiter, the lord of 2 and 11 is in the 10th house and its Vargottama (similar Rasi and Navamsa positions) position enhances the benefic influence of Jupiter. Jupiter in the 10th is a real blessing in a horoscope. Jupiter aspects 2nd, 4th and 6th houses. The ascendant lord is Saturn is in the 4th with exalted Moon and the ascendant is aspected by its lord Saturn. Saturn also aspects 4th and 10th houses. Exalted Moon, Lord of 6 aspects 10th house. Saturn and Jupiter aspect each other. Jupiter and Saturn together provide a strong foundation to the horoscope. Gajakesari Yoga between Moon and Jupiter is present and the exalted Moon enhances the Yoga. Mercury is retrograde and, therefore, possesses strength. Venus (Lord of 4 and 9), Mars (Lord of 3 and 10) and Mercury (Lord of 5 and 8) aspect the Ascendant.

Well-placed Jupiter is the most significant planet in enhancing prosperity and minimizing any negative effects. Table 1 below shows the representation of various houses, as related to finances, fortune and fame. It gives the specific indicators (Karakas) for the corresponding houses. Jupiter is the indicator for second, fifth and eleventh houses. Jupiter is one of the indicators for the ninth and tenth houses. As indicated above Jupiter influences 2nd, 4th, 10th and 11th houses in Dr. Raman’s chart and indicates affluence, wealth and fame as shown in Table 1. Until the start of Jupiter Dasha, Dr. Raman’s life was filled with financial and other challenges. Financial prosperity and fame is indicated in Jupiter Dasha. But, planets do not produce good or bad effects for the houses they own during their own Bhukthis in their respective Dashas. Jupiter Bhukthi in Jupiter Dasha started in September 1936. Nothing significant happened in Jupiter Bhukthi. However, once Saturn Bhukthi began, the financial situation started improving. Rest of Jupiter Dasha brought in gradually increasing fame and financial prosperity. The Saturn Dasha lasted from September 1952 to September 1971. Saturn Dasha was more financially rewarding than Jupiter Dasha. The Saturn and exalted Moon aspect of Jupiter resulted in enhancing Dr. Raman’s fame and reputation. During the Mercury Dasha (September 1971 to September 1988) there was further acquisition of fame and wealth.

HousesRepresentationIndicators (Karakas)
SecondWealth (Financial Prosperity)Jupiter
FourthVehicles/Land/AffluenceMoon and Mercury
FifthFame/ PositionJupiter
NinthFortune/Lasting FameSun and Jupiter
TenthSource Of EarningJupiter, Sun, Mercury, Saturn
EleventhGains/Accumulation Of WealthJupiter
Table 1: Houses and Indicators

A simple method of evaluating wealth is by the use of the Dhana Lagna. Appendix A indicates the method for determining Dhana Lagna. The Dhana Lagna is Taurus, which is occupied by Saturn (malefic) and aspected by Jupiter (benefic). This normally indicates moderate wealth. However, the presence of exalted Moon enhances the indicated financial situation.

Everyone will remember Dr. Raman eternally as the one who raised the flag of Vedic Astrology to an infinite level, so that the world would notice and recognize its presence and utility forever. (Respectfully dedicated to my father)

Courtesy: The Astrological eMagazine


Dhana Lagna (Wealth Ascendant): Dhana Lagna method for evaluating wealth is a simple method that integrates quantitative and qualitative evaluation. Dhana Lagna or Indu Lagna is calculated using Kalas or measure of power. The following are the steps for determining the Dhana Lagna.

a) Add Kalas for lord of 9th from Lagna and the Moon. The Kalas (root numbers) for the seven planets are given in Table A1 below.
b) Divide the total by 12 and obtain reminder.
c) The reminder counted from Moon gives Dhana Lagna (Indu Lagna)

PlanetKalas (Root Numbers)
Jupiter 10
Table A1: Kalas (Rays or Root Numbers) for Seven Planets

The various levels or indications for wealth depend on the planets that occupy or aspect Dhana Lagna and are shown in Table A2. Planets in 3rd, 6th, 8th and 12th from Dhana Lagna indicate expenses and/or losses. Rahu or Kethu in Dhana Lagna is not desirable.

Table A2: Dhana Lagna and Indications

The Rasi chart shown below shows the position of the planets and Dhana Lagna.

Figure A3: Rasi Chart of Dr. Raman

The lord of 9th from ascendant is Venus (12 Kalas). Lord of 9th from Moon is Saturn (1 Kala).The total Kalas is 12+1 =13. The reminder, after dividing the total by 12 is one. The Dhana Lagna is Taurus, which is occupied by Saturn (malefic) and aspected by Jupiter (benefic). Exalted Moon is associated with Saturn. This indicates a wealthy person.

Courtesy: The Astrological eMagazine Reprinted in honor of and memory of Dr. Raman’s Birth August 8, 1912.

Dr. Bangalore Sureshwara Biography:

Dr. Bangalore Sureshwara has been involved in the study of the application of Ramayana, Mahabharata, Bhagavad Gita and Vedic Astrology in modern life. His lectures and writings on Ramayana, Mahabharatha, Bhagavad Gita, Hinduism, Vedic Astrology, "Ramayana, Bhagavad Gita and Management" have been well received.

Dr. Sureshwara studied Vedic Astrology under his illustrious father Dr. B.V. Raman. He was the principal speaker on Vedic Astrology at The Second Parliament of the World's Religions held in Chicago in August-September 1993. Dr. Sureshwara successfully predicted the victories in the USA Presidential Elections of President Bush (2000 and 2004) and President Obama (2008 2012). He has been a distinguished contributor to The Astrological Magazine, Asia's leading Vedic Astrology journal founded in 1895 by Professor B. Suryanarain Rao. Dr. B.V. Raman was its Editor from 1936 to 1998.

Dr. Sureshwara has taught "Ramayana, Bhagavad Gita and Management" and "Ramayana and Management" for MBA classes.

Dr. Sureshwara obtained Master's and Doctorate in Engineering from the University of Notre Dame, USA. He has taught various subjects of Civil, Structural and Mechanical Engineering at undergraduate and postgraduate levels at various universities in USA. His varied and extensive industry experiences cover Civil, Structural, Mechanical and Aerospace Engineering

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